Shariah-Compliant Solutions & Financial Audits
Banks and financial institutions must balance rigorous regulatory standards with the growing demand for Islamic finance. Sanober Consultancy partners with you to design Shariah-compliant products, strengthen internal controls, and deliver independent financial audits tailored to your institution.
Our Shariah advisory team works alongside your legal and compliance departments to structure sukuk issuances, Islamic financing facilities, and takaful solutions. We ensure every contract, fund, and product meets AAOIFI and local regulator guidelines, backed by fatwa-certified approvals.
On the audit side, our specialists conduct full-scope financial statement examinations, internal audit co-sourcing, and regulatory compliance reviews. From IT general controls to anti–money laundering assessments, we provide a holistic audit approach that enhances transparency and stakeholder confidence.
Our Banking & Financial Institution Services
- Shariah advisory & product structuring (sukuk, Murabaha, Ijara)
- Regulatory compliance readiness (central bank & MAS/SEC)
- Annual financial statement audits & reporting
- Internal audit co-sourcing & risk assessments
- ITGC & SOC reviews for banking platforms
- Anti–money laundering & KYC compliance
- IFRS 9 expected credit loss modeling
- Takaful & Islamic insurance product audits
- Digital banking & fintech integration advisory